When Michael Kamins opened the letter from his insurer, he was enraged. His 20-year old son recently had been hospitalized twice with bipolar disorder and rescued from the brink of suicide, he said. Now, the insurer said he had improved and it was no longer medically necessary for the young man to see his psychiatrist… Read More Advocates Say Mental Health ‘Parity’ Law Is Not Fulfilling Its Promise
Whether you signed up for a new insurance plan through one of the state exchanges, endured the glitches on the federal web site, or simply plan to keep the health insurance you already have, everyone will be affected by at least some Affordable Care Act provisions. Here are some key issues to be aware of… Read More Mark your calendar – 2014 ACA dates to know
Many of the estimated 27-30 million more people who will gain health insurance coverage in January under the Affordable Care Act will go through a process similar to what I am now experiencing. For several reasons, I must enroll in a new health insurance plan. Selecting a plan was pretty straightforward, thanks to one provision of the… Read More Choosing a Provider, Ethics, and Playing Darts Blindfolded
As most regular readers of this blog know, I’m self-employed. Fortunately, I don’t need to worry about health insurance, since I am covered through my husband’s job. However, many are not so lucky, and must purchase a health plan on the open market. For a family of four, that can easily cost close to $20,000… Read More ACA Will Help Self-Employed and Would-be Entrepreneurs
Should people with bad health habits pay more for insurance? A new report by ehealth.com, the nation’s largest private online health insurance exchange, says that many already do. Their just-released Smoking Status and Body Mass Index Relative to Individual Health Insurance Premiums found that obese people are charged average of 22 percent more in health premiums, and… Read More Higher Premiums for Unhealthy Lifestyles – Fair?