Advocates Say Mental Health ‘Parity’ Law Is Not Fulfilling Its Promise

When Michael Kamins opened the letter from his insurer, he was enraged. His 20-year old son recently had been hospitalized twice with bipolar disorder and rescued from the brink of suicide, he said. Now, the insurer said he had improved and it was no longer medically necessary for the young man to see his psychiatrist… Read More Advocates Say Mental Health ‘Parity’ Law Is Not Fulfilling Its Promise

Choosing a Provider, Ethics, and Playing Darts Blindfolded

Many of the estimated 27-30 million more people who will gain health insurance coverage in January under the Affordable Care Act will go through a process similar to what I am now experiencing. For several reasons, I must enroll in a new health insurance plan. Selecting a plan was pretty straightforward, thanks to one provision of the… Read More Choosing a Provider, Ethics, and Playing Darts Blindfolded

Higher Premiums for Unhealthy Lifestyles – Fair?

Should people with bad health habits pay more for insurance? A new report by ehealth.com, the nation’s largest private online health insurance exchange, says that many already do. Their just-released Smoking Status and Body Mass Index Relative to Individual Health Insurance Premiums found that obese people are charged average of 22 percent more in health premiums, and… Read More Higher Premiums for Unhealthy Lifestyles – Fair?